Youngstown, Ohio is the metro area where homes are the most affordable in the nation. NEW YORK (CNNMoney) — Buying a home is now more affordable than it has been in the last twenty years. Thanks to continued declines in home prices and rock-bottom mortgage rates, the National Association of Home Builders/Wells Fargo Housing Opportunity Index hit […]
Federal Government & Attorneys General reach landmark settlement with major banks Roughly $25 billion in relief for distressed borrowers, states and federal government. After many months of negotiation, 49 state attorneys general and the federal government have reached agreement on a historic joint state-federal settlement with the country’s five largest loan servicers: Ally/GMAC Bank of America Citi […]
Q24. How should a borrower’s credit history be evaluated? For DU Refi Plus, DU performs its standard credit risk assessment for DU Refi Plus loans, which includes a comprehensive review of the borrower’s credit history. Fannie Mae’s standard minimum credit score requirement is waived, however. Lenders will receive the limited waiver of representations and warranties […]
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